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Friday, November 30, 2012

Fighting the Risk of Alzheimer’s Disease - A Caregivers Perspective


The following is a guest blog by Martha Stettinius.

In 2005, at age 40, I became the main caregiver for my mother, Judy, who could no longer balance her checkbook, cook, or clean. I encouraged her to move from her remote lakeside cottage into my small home with my husband and two children. Since then she has lived in assisted living, a “memory care” facility for people with dementia, and now a nursing home. 

As I watch my mother’s health deteriorate with Alzheimer’s disease, I’ve become more determined to protect my own. But what can we do to avoid dementia when scientists have found no proven means of prevention, no treatment, and no cure?
        
We do know that scientists agree on certain risk factors. They include old age; a family history; serious head trauma; poor cardiovascular health; high blood pressure; stroke (including small strokes that are barely noticeable); diabetes; high cholesterol; obesity in middle age; a low education level (which predisposes someone to less learning and brain development over their lifetime); and smoking.
        
A lesser-known risk factor for dementia is interrupted sleep, such as from obstructive sleep apnea. If you snore, or you feel tired or headachy in the morning, consider getting a referral to a sleep clinic. Research shows that elderly women who have sleep apnea are about twice as likely to develop dementia as those without the condition. People whose nightly sleep is short or disturbed have higher levels of beta amyloid, the protein that causes plaques between brain cells and is widely believed to play a large role in the development of Alzheimer’s disease. I am being treated for sleep apnea, and I suspect from her snoring that my mother has always had it. According to the American Sleep Apnea Association, sleep apnea is as common as Type II diabetes.
       
 A research study also found a connection between Alzheimer’s disease and vision. In a study of elderly people over the age of 71, all of whom had normal cognitive functioning at the beginning of the study, those who had undiagnosed or untreated vision problems showed a 9.5-fold increase in the risk of developing Alzheimer’s disease.
       
 Some researchers say that exercise may be our most powerful antidote for Alzheimer’s disease. Because aerobic exercise increases blood flow to the brain, stimulates the growth of new brain cells, and decreases the risk of heart attack, stroke, and diabetes, the Alzheimer’s Association recommends thirty minutes of daily exercise. A recent study shows that daily activity of all kinds—from formal exercise to activities such as washing dishes, cleaning, and cooking—may reduce the risk of developing Alzheimer’s disease, even in people over age 80. People who walk forty minutes a day for a year regain volume in their hippocampus, reversing brain shrinkage. People with mild cognitive impairment who do resistance weight training two times a week over six months show an increase in their memory and executive function (the ability to multi-task).
        
Social activity and mental stimulation are also crucial. Sports, cultural activities, emotional support, and close personal relationships are all key. We should work as long as we can, volunteer, join social clubs, and travel. We should turn off the television, read, write, do crosswords and puzzles. Play games, learn a new language, or learn to play an instrument. In fact, if we challenge ourselves regularly, our brains will continue to create new cells and connections.
        
As far as diet is concerned, Alzheimer’s disease has been called “Type III Diabetes,” because of the link between diabetes and pre-diabetes (slightly high blood sugar and “insulin resistance”) and a higher risk of dementia. I am pre-diabetic and insulin-resistant, and someone like me is 70% more likely than someone with normal blood sugar and insulin levels to develop Alzheimer’s disease. While twenty million people in the United States have Type II diabetes, twice that number are insulin resistant and pre-diabetic.
        
There is some evidence that a low-carb diet, which lowers the blood sugar and insulin levels in your brain, may help protect your neurons. I have been eating a “Paleo,” low-carb diet for a year now. Mainstream views of diet and dementia, however, recommend a low-fat, low-cholesterol diet, with the caveat that HDL, or “good” cholesterol, may help protect brain cells. The Alzheimer’s Association recommends lots of dark vegetables and fruits that are high in antioxidants; mono- or polyunsaturated fats such as olive oil, cold water fish high in Omega 3’s (salmon, tuna, mackerel); and nuts such as almonds, pecans, and walnuts. Vitamin E, or vitamin E and C together, vitamin B12, and folate may also decrease the risk of Alzheimer’s.
       
There are no guarantees, of course, but if we pay attention to these recent studies (and press our federal government for more dementia research) we may find a way to win the war.


Martha Stettinius is the author of the new book Inside the Dementia Epidemic: A Daughter’s Memoir. Inside the Dementia Epidemic is available on Amazon and BN.com. For more information, visit www.insidedementia.com or www.facebook/insidedementia

To contact Martha, email her at martha@insidedementia.com.

Wednesday, November 28, 2012

How You Lose Your Hearing As You Age

The following is a guest post from John O'Connor.


Hearing loss is one of the symptoms of aging.  It should not be taken for granted.  This dysfunction of the hearing organs can be dangerous.  It can also be prevented.

How can hearing loss affect your life?

Sometimes, hearing loss is just a nuisance.  It may cause you to miss out on conversations with family and friends.  However, it becomes more than a nuisance when say you cannot understand your doctor over the phone or it can be downright dangerous if you cannot hear a car coming.  You should take note of the signs of hearing loss and do what you can to prevent it. Hearing loss is not completely inevitable as you age.

Signs of hearing loss

Many people do not notice when they begin to lose their hearing.  You should become concerned about your hearing if you have trouble following conversations or ask people to repeat themselves often.  The first sign may be that you turn up the TV volume louder than before.  Many people notice trouble hearing when the background noise interferes with their comprehension of a conversation.  They may feel like everyone else is mumbling.

Preventing hearing loss

A certain amount of hearing loss cannot be prevented.  This may have to do with your genetic background or it may just be a consequence of the delicate machinery in your ear wearing down.  However, this natural loss of hearing can be exacerbated by environment, lifestyle and illnesses.

Loud noise is one of the biggest culprits of hearing loss.  An increasing number of young people in their twenties and thirties are reporting problems with their hearing.  Doctors believe that this may be caused by exposure to loud music.  One way to preserve your hearing for as long as possible is to avoid loud music as much as possible.

Damage to your hearing can also come from improper care of the ears.  Simple ear wax buildup can cause hearing loss over time.  Inserting things in your ears can also cause damage.  You should keep your ears clean without ever doing anything that might damage the delicate tissues deep inside your ear.

Disease is another factor in hearing loss.  Bacteria and viruses can damage the inner ear.  It is important to get treatment for these conditions as soon as possible in order to protect your ability to hear.

Types of Hearing Loss

There are a few different types of hearing loss and hearing complications. Presbycusis is the kind of hearing loss that is simply due to aging. It happens slowly and is often unnoticeable until it becomes profound. It results from damage to the nerves inside the ear. It can be exacerbated by injury, illness or loud noise.

Tinnitus is a condition that interferes with hearing rather than reduces it. People with tinnitus hear a constant sound in one or both ears. It may sound like a distant whine or loud crackling. Each case is different. There are no cures for this condition.

Conductive hearing loss occurs when outside factors prevent good hearing. This might be due to earwax buildup or fluid trapped in the ears. These problems can usually be cured without damaging the hearing.

A hearing aid or hearing aids can help reduce the effects of hearing loss.  Being conscious about hearing loss as you age and making some simple lifestyle changes can be beneficial in the long run. 

John O'Connor has been passionate about living a healthy lifestyle and hearing loss. His father and grandfathers are affected by hearing loss.

"I feel their is a general lack of understanding around the issue and it is out job to spread awareness where we can.  Check out my new blog at bloggingwjohno.blogspot.com"!

Monday, November 26, 2012

Good Lifestyle Behaviors May Enhance Life Expectancy Among Our Oldest (VIDEO)

A New Resource for Finding Information about the Quality of Nursing Homes


I recently came across a resource for family and friends faced with having to find a nursing home for a loved one.  The Informed Patient Institute (IPI) is a non-profit organization that has identified and evaluated all of the nursing home report cards in the country.  IPI doesn't rate individual nursing homes, but they'll tell you who does.

What is a nursing home report card?  They are online reports that provide comparative information on how well nursing homes do on a range of topics such as state inspections, quality of care, complaints, staffing and in some states—resident or family satisfaction and charges.  The report cards are sponsored by state governments, the federal government or non-profit or commercial organizations.

IPI has developed a rating system that tells you which report cards are better than others, saving you time and effort as you research your options.  They grade the report cards on a scale of A to F and also tell you what is good about each site and what could be improved.  Over 60 national and state sites have recently been reviewed.

States vary in how many resources are available, though the federal government's Nursing Home Compare (rated a “B” by IPI) is available nationwide.  In California, for example, residents can also access CalQualityCare.org (http://www.calqualitycare.org/) an IPI top-rated site that offers a wide range of information about nursing homes in a consumer-friendly fashion.  The California site also tells you which homes are superior and which homes are poor.

In some states, visitors to the site can also find a “Tip Sheet” that outlines what to do if you have a concern about quality in a nursing home.  In plain language, the Tip Sheet walks you through the steps to take, from talking to the nursing home staff about your concern, to going to the local Long Term Care Ombudsman, to filing a complaint with the state or other oversight bodies.  Tip Sheets are also available about concerns with hospitals and doctors.  They are currently available in California, Maine, New York, and Pennsylvania and IPI is working on developing them in other states before the end of the year.

Finally, the site also includes links and short descriptions of a range of national and local organizations that provide consumer information about quality and patient safety in a variety of health care settings— including nursing homes.

The Informed Patient Institute is a Maryland-based non-profit organization that provides credible online information about health care quality and patient safety for consumers.  For more information and to see their nursing home report card ratings, visit: www.informedpatientinstitute.org.
 

Wednesday, November 21, 2012

Good Lifestyle Behaviors May Enhance Life Expectancy Among Our Oldest

Encouraging favorable lifestyle behaviors even at advanced ages may enhance life expectancy. 


A new study of seniors age 75 or older found that participants who were active physically, mentally, and socially were most likely to live past age 90. Researchers found that active seniors lived an average of 5.4 years longer than their inactive peers.   
The study found that individuals who lived the longest participated in some sort of physical activity, which included swimming, walking, or gymnastics, didn’t smoke, engaged in leisure activities, which included reading books or newspapers, doing crossword puzzles, or painting, and had a large social network. 
Women with the healthy profile lived an average of 5 years longer and men with the healthy profile lived an average of 6 years longer than their peers who did not exhibit these healthy behaviors. Increases in lifespan were also seen in those with chronic conditions. Individuals with chronic conditions and a low risk profile lived 5 years longer than their peers with a high risk profile.

The study followed 1810 adults age 75 and older over an 18 year period. Participants were questioned on a variety of topics including several social, physical, and lifestyle factors. By the time the study concluded, 92 percent of participants had passed away.

When just comparing individuals with a rich social network to those with a limited or poor social network, individuals with a rich social network lived at least 1.6 years longer than their peers without these social connections.
So how cool is that? I mean physical activity, broad social networks, lifelong learning. I have witnessed these and other attributes in seniors leading quality lives. Yes even those in nursing homes. You see most of this quality of life stuff is in our control.

Choose to control it and live longer.

Read the complete findings in the British Medical Journal.

Monday, November 19, 2012

Financial Ruin Possible for Seniors with Dementia

A new study asserts that If seniors have to pay a higher portion of their medical costs, it could lead to their financial ruin, especially if they have dementia. 

There is no doubt that healthcare costs are rising and the public has to shoulder more of the burden. Various Medicare reform proposals have suggested that seniors should pay a higher percentage of their healthcare costs. 

To identify how much Medicare beneficiaries spend on healthcare costs in the last five years of life, a National Institute of Aging study analyzed data over six years from 3,209 individuals with Medicare coverage. They found that out-of-pocket spending for individuals or their spouses dying of dementia was more than twice the average when compared to spending on those dying of gastrointestinal disease or cancer. 

The bulk of these costs were related to nursing home expenses, which accounted for 56% of average spending in those suffering from Alzheimer's disease. 

The study was published online in the Journal of General Internal Medicine.

So you know my litany by now. Educated Aging. Plan now for a quality of life as you age. And that means financial planning. Even having long term care insurance may not be enough. You want to start looking to protect your assets. 

There is nothing in my opinion more degrading than spending your whole life building a nest egg only to see it taken away should you enter a nursing home. Remember nursing home care is only covered by Medicare in certain circumstances for a limited time period. 

  • Do effective estate planning
  • Consider long-term care insurance
     
If not, you face going broke and then hoping you qualify for Medicaid to pay for your nursing home care.

Better yet, stay healthy. Sure you can't avoid accidents and hidden medical catastrophes but you can prepare yourself best you can to live a healthy quality of life as you age. It will pay for itself. 

"Home for the Holidays" What to look for during your annual visit to elderly relatives

The following is reprinted with permission. I urge you to read it and pass it along. As you make your way home for the holidays know what to look for to protect your loved ones.

"Home for the Holidays" What to look for during your annual visit to elderly relatives by Mary Twomey, MSW, Co-Director, University of California, Irvine, Center of Excellence on Elder Abuse and Neglect.



For many of us, the holidays offer a once-a-year time to visit with elderly relatives who live at a distance. These holiday visits are a good time to assess what assistance parents or other elderly loved ones might need.
There are many things to consider.  

  • Does an elderly loved one require help with chores or housekeeping, personal care, shopping and meal preparation, money management, transportation, medical checkups, or medications?
     
  • Are they isolated or, do they live with others? If living with another, are they dependent on that person for care? Is that person an appropriate caregiver?
     
  • During your visit, keep an eye out for warning signs of self-neglect, or abuse or neglect by others. If, before you make your trip, you suspect that your loved one needs extra assistance, plan a longer stay so that you can visit local aging service organizations during regular work hours. Allow enough time during your visit to accomplish necessary tasks.
     
  • Make the most of your visits by taking some private time with the elder to discuss future planning. Allow time for them to express anxieties. You can decide together what needs to be done and who can help. Be observant while you are visiting. Realize that you may need to arrange a visit to a doctor for a full evaluation.
Remember that 75-90% of elder abuse is committed by family members. Don’t let denial become an obstacle to planning that could prevent future emergencies. This is not the time to hide your head in the sand, setting the stage for future regrets. Some warning signs of elder abuse are:

 

Self-Neglect – If the senior lives alone and does not have anyone providing assistance, self-neglect may become an issue. Some things to look for include:

· Senior appears confused
· Senior is no longer able to handle meal preparation, house cleaning, laundry, bathing, or timely bill payment
· Senior seems depressed
· Senior is drinking too much or is overusing drugs
· Senior is falling frequently
· Senior appears undernourished, dehydrated, under-medicated, or is getting care for problems with eyesight, hearing, dental problems, continence, etc.

 

Neglect or Abuse by others – If the senior lives with others or ostensibly has people helping with care, neglect or abuse may become an issue. Some things to look for include:

  • Presence of "new best friend" who is willing to care for the senior for little or no cost
  • Recent change in banking or spending patterns
  • Caregiver isolates older person from friends and family
  • Caregiver has problems with drugs, alcohol, anger management, and emotional instability
  • Caregiver is financially dependent on the older person
  • Family pet seems neglected or abused
  • You find an abundance of mail and/or phone solicitations for money (“You’re our lucky winner!”)
  • Senior seems afraid of the caregiver
  • Senior has unexplained bruises, cuts, etc.
  • Senior has “bed sores” (pressure sores from lying in one place for too long)
  • Senior appears dirty, undernourished, dehydrated, over- or under-medicated, or is not receiving needed care for problems with eyesight, hearing, dental issues, continence.

What should you do?

· If you suspect your older loved one is at risk, call your local Adult Protective Services or Office on Aging or go to www.centeronelderabuse.org for more information.

· Seniors may not be aware of a gradual decline and may be reluctant or unable to plan for needed care. Support and guidance from family members can help prevent serious accidents and/or future health complications. Noticing and correcting problems can help keep seniors safely in their homes.

· Learn more about common geriatric conditions, medications and markers of abuse. Refer to Geriatric Pocket Doc, a compact guide book for non-physicians. For info, visit www.centeronelderabuse.org and click Geriatric Pocket Doc in the bottom right corner.

· Introduce yourself to responsible neighbors and friends. Give them your address and phone numbers in case of an emergency.

· Ask your elderly loved ones directly if they are afraid of anyone, if anyone is taking things without their permission; if anyone is asking them to do things they are not comfortable with, or if anyone is putting them down.

RESOURCES:
  • Center of Excellence in Elder Abuse and Neglect: www.centeronelderabuse.org. A program of the University of California Irvine, the CoE conducts research, training, advocacy, and direct services on the issue of elder abuse and neglect.

  • Eldercare Locator: Since 1991, the Eldercare Locator, a nationwide toll-free service provided by U.S. Administration on Aging, has helped older adults and their caregivers find local services for seniors. You may visit the website at www.eldercare.gov or speak to an Information Specialist who has access to a database of more than 4,800 entries. The toll-free Eldercare Locator service operates Monday through Friday, 9:00 a.m. to 8:00 p.m. (Eastern time) and can be reached at 1-800-677-1116.

  • AARP: AARP provides caregiving worksheets and tips on “Long-Distance Issues” http://assets.aarp.org/external_sites/caregiving/planAhead/long_distance_issues.html

ShopWell Helps You Make Great Choices in the Supermarket Aisle (VIDEO)

Friday, November 16, 2012

ShopWell Helps You Make Great Choices in the Supermarket Aisle

I had the pleasure to meet Marci Harnischfeger, a registered dietitian at ShopWell. We both spoke at the Nutrition and Aging: A National Summit. I learned first hand about her company and the neat things they are doing to assist people in making smart shopping decisions.

Of course they have an app (Healthy Diet & Grocery Food Scanner)
and you should download it as experimenting with it will show you how it works.

Here is a little more about using the website.


Creating a ShopWell profile is your first step towards understanding how well a food fits your nutritional needs. The ShopWell scoring system combines respected nutrition guidelines from the Institute of Medicine (IOM)*, the USDA, and peer-reviewed medical research journals with the knowledge and experience of Registered Dietitians. By specifying your age, gender, medical condition or personal preferences, you will receive a score that is uniquely yours.

A Searchable Food Database

With over 40,000 products and growing, they have an extensive collection of foods that you can search. Products come from the USDA National Nutrient Database and from Kwikee®, a respected information database for the food and beverage industry that is constantly updated as new products are added to the market. If you don't see a product you'd like to know more about, let them know.

Customized Food Scores & Info

They customize food scores and information based on the profile information you provide. Foods are scored on a scale of 0-100 and color coded as Strong Match (70-100) strong match for you, Medium Match (40-69) medium match for you and Weak Match (0-39) weak match for you.

Suggested Alternatives

They suggest "Other Products You Might Like" that score well for your profile and are similar to the product you're viewing.

Easy-to-Create Lists

ShopWell lists provide a place for you to save interesting products that you've found. Create lists for favorite foods, good snacks for toddlers or products you want to avoid. Or make shopping lists to take with you to the grocery store so that you can start bringing healthy products home to your family.

Healthy Eating made Simple!

Finding healthy foods doesn't have to be complicated. With the help of ShopWell, all you have to do is create a profile. From there, they'll provide personalized food scores and information that are relevant to you as an individual with unique preferences and needs. 

Combine that with the app and you are good to go.

Wednesday, November 14, 2012

MyPlate Initiative a Good Start to Proper Diet and Nutrition

The Center for Nutrition Policy and Promotion, an organization of the U.S. Department of Agriculture, was established in 1994 to improve the nutrition and well-being of Americans. Toward this goal, the Center focuses its efforts on two primary objectives:
  1. Advance and promote dietary guidance for all Americans, and
  2. Conduct applied research and analyses in nutrition and consumer economics.
One of the Center's core projects is the USDA Food Guidance System, which includes the initiative MyPlate.

MyPlate illustrates the five food groups that are the building blocks for a healthy diet using a familiar image—a place setting for a meal. 

Before you eat, think about what goes on your plate or in your cup or bowl. 

When you are on the site, select a food group. You will see something like this.


As you explore the site you will see how it can help guide you to a balanced diet and a nutritious lifestyle. Check it out.  

P.S. Did you know that 40 percent of all food in the U.S. ends up in the trash? That according to a report by the National Resources Defense Council. The average family of four wastes $2,275 in food each year or 20 pounds per person per month. That is shameless.

Monday, November 12, 2012

Senior Housing & Finance Options from Assisted Living Today (VIDEO)

Feet Fingers and Forks - Your Key to a Fit Lifestyle

I had the opportunity to hear Dr. David Katz at the Nutrition and Aging: A National Summit at which I spoke. 

He had a great message about lifestyle and fitness. He has one phrase he uses to keep people in check: Feets, Forks and Fingers.

Of course the feet part is to keep your body moving and get needed exercise.
The fork is all about eating and portion control.
And fingers is more about keeping nasty things like cigarettes away.

You might wan to check his The A-B-E for Fitness Program. It offers a free video library of 3 to 8 minute activity bursts that will allow you, your colleagues and your family to move and exercise everywhere, everyday!

The exercise videos are organized by the setting (office, home, waiting area, etc), the body region involved, and whether the exercise is performed seated or standing.

Depending on your fitness level, you can start doing one burst per day and then build up gradually.

Friday, November 9, 2012

Senior Housing Options 101

In my book, Who Moved My Dentures?, I share resources at the end that can guide people through senior housing choices. The folks at Assisted Living Today have condensed similar information that you may want to check out.

Their comprehensive senior housing guide will provide you with the information you need to make an educated decision on the right senior living option for your loved one and covers:

  • Aging in Place
  • Home Care
  • Day Care
  • Respite
  • Independent Living Communities
  • Subsidized Housing
  • Assisted Living
  • Skilled Nursing Facilities
  • Short-term rehab
  • Long-term care
  • Memory Care Facilities
  • Personal/Residential Care Homes
  • Current Senior Housing Trends Infographic
CLICK ON THIS GRAPHIC TO GO TO THE SOURCE
Senior Housing Trends Infographic
Infographic by Assisted Living Today – Senior Assisted Living

Wednesday, November 7, 2012

Dental Health Affects Dementia


People who keep their teeth and gums healthy with regular brushing may have a lower risk of developing dementia.
Researchers followed close to 5,500 elderly people over an 18-year period. Women who reported brushing their teeth less than once a day were up to 65 percent more likely to develop dementia.

Inflammation from gum disease-related bacteria impacts heart disease, stroke and diabetes. Gum disease bacteria might get into the brain causing inflammation and brain damage, researchers told Reuters Health.

Participants ranged in age from 52 to 105, with an average age of 81. All were free of dementia at the outset, when they answered questions about their dental health habits, the condition of their teeth and whether they wore dentures. 

Researchers followed-up 18 years later, using interviews, medical records and in some cases death certificates to determine that 1,145 of the original group had been diagnosed with dementia.

Men were less affected. The less frequent brushers were 22 percent more likely to have dementia than those who did brush daily. Statistically, however, the effect was so small it could have been due to chance, the researchers said.

There was a significant difference seen between men who had all, or at least most, of their teeth, or who wore dentures, and those who didn't - the latter group were almost twice as likely to develop dementia.

That effect was not seen in women.

So, brush your teeth, floss, gargle, use one of those tongue doohickeys and see your dentists regularly.  

Monday, November 5, 2012

Student Loans Are More than Just a 20-Something Issue (VIDEO)

United States of Aging Survey Reveals Optimistic Boomers and Seniors

Courtesy NCOA

The National Council on Aging (NCOA) in conjunction with United Healthcare sponsored a survey conducted by Penn Schoen Berland that included 2,250 U.S. adults aged 60 and older who shared their perspectives on their own individual readiness for aging as well as their perceptions of their community’s resources for senior residents. Top line results reveal that:
  • Seniors and baby boomers expect their lives to improve as they grow older.

  • A significant minority of respondents feel less secure: about one in four report trouble with current monthly living expenses; one-third say they will not be able to afford future long-term care services; and 72% of those who make less than $30,000 per year live with a chronic health condition.

  • Perceptions of community services for older Americans vary; boomers are less confident than older respondents that their community will provide the services they need to maintain health and independence.
Here are a few more survey results. Read our articles on the topic at about.com, Part 1 and Part 2.
Financial Security
The majority of older Americans (64 percent) report that it is very or somewhat easy to pay their monthly living expenses now, but almost one in four (24 percent) are not confident that their income will be sufficient to continue to meet their monthly expenses over the next five to 10 years.
Caregiving
Half of older Americans report having someone they consider to be a caregiver in their lives. Close to one-third (28 percent) of seniors say they serve as a caregiver for someone else.
Aging in Place
Nine in 10 seniors intend to continue living in their current homes over the next five to 10 years. Finances also play a role in this decision. The vast majority of all age groups report high levels of confidence that they will be able to stay in their homes without having to make any significant home modifications.
Community Resources and Support
While more than half (56 percent) of all seniors surveyed report that they are satisfied with the resources and services their community offers now, almost one quarter (23 percent) have little or no confidence that these resources will be available over the next five to 10 years.
Health and Wellness
Older Americans are optimistic about their health and say they are healthier than ever. More than three in four seniors aged 60 to 69 expect their quality of life to stay the same or get better over the next five to 10 years. More than eight in 10 agree with the statement, ―I have a strong sense of purpose and passion about my life and my future. A large majority of older Americans give themselves high marks when it comes to maintaining their physical and mental health. Ninety-two percent report that they manage their stress levels well.

What do you think? It struck me as an overly optimistic public that was somewhat in denial of just what it will take to age.

Friday, November 2, 2012

AHCA Announces Quality Award Winners

The American Health Care Association (AHCA), one organization that represents nursing and assisted living providers, announced their quality award winners last month at their annual convention. 

AHCA's National Quality Award Program is based on the core values and criteria of the Baldrige National Quality Award Program. I am linking you to my about.com blog on this. It is important for consumers to weigh all available data when choosing a provider for a loved one or themselves. Quality award winners certainly deserve a look. So take a look now!

Student Loans Are More than Just a 20-Something Issue


The following is a guest post from Aniya Wells:
           
The "student loan crisis" has been storming the headlines. With recent graduates breaking records for having the largest amount of student loan debt to their names, there's good cause for all the interest in the story. That being said, for most of us when we hear the phrase "student loan debt" we think of 20-something college students in their first professional jobs and frenzied graduate students working to pay off their thousands of dollars in debt. 

I'm going to go out on the limb and say that people in their 60s and 70s struggling to pay off student debt is likely not the image that comes to mind—maybe it should be.

Recent research from the Federal Reserve Bank of New York shows that Americans of retirement age, 60 and older, still own billions in student loans. This statistic opens up an interesting dynamic between the relationship of student debt and social security—a dynamic most of us would have thought never occurred. While, of course, the younger generation is still taking the brunt of the beating when it comes to student loan debt and payments, senior citizens in today's society are facing serious struggles with it as well.

This research from the Federal Reserve Bank of New York shows that:
  • Americans 60 and older account for five percent of delinquent student loans.
     
  • More than a few cases have cropped up where senior citizens in their 80s are being harassed by borrowers over student loan debt that is decades old. Many of these cases involve debt that was incurred when adults went back to school at a later point in their lives and other cases were because loans were co-signed on by parents for their children.
While this phenomenon is interesting and noteworthy in and of itself, it raises bigger questions and concerns. The mere fact that student loan debt continues to plague senior citizens demonstrates the severity of the issue.

The issue is a grand and worrisome one. The long time commodity of a college degree is no longer without its risk. Where at one time a college education was solely considered a strong investment for any individual, today is now saddled with the potential for unbridled debt and no promise of a high-paying career. The focus as of late, has been put on 20-somethings struggling to land satisfying careers in an injured job market and unable to pay of exorbitant college debt. 

That focus can (and should) now be stretched with a simultaneous focus on aging first-time grandparents forced out of retirement to try to pay off their seemingly-unending debt for the college degree they earned decades prior. At the very least, this broadened view can broaden our interest in the topic and encourage our lawmakers and politicians to more properly address the constantly growing issue.

A freelance blogger and writer for Onlinedegreeprograms.com blog, Aniya is passionate about giving potential students advice as they embark on an online or traditional degree program. Please direct questions or comments to aniyawells@gmail.com